SmartBank
is a e-finance product designed for leading
financial institutions committed to differentiating
themselves and driving additional revenue. SmartBank
offers an outstanding e-finance channel, including
banking, bill payment and presentment, money
movement, payment and transfer warehousing,
stop payments, online statements, check and
deposit item images, account reconciliation
and expense management, alerts, advisory services,
personalization, content services, account aggregation
and support for personal finance management
(PFM) and wireless clients.
SmartBank is designed to disseminate information
through kiosk (with audio backing) and finger
print scanner as well as maintenance of information
in the system for the perusal of its stakeholders.
The front office branch automation helps to dispense
with filling up slips manually and signature verification
of the borrower and depositor. These activities
are carried out using a banking kiosk (with audio
backing) and finger print scanner that is integrated
with a touch screen. Smart card is used for authentication,
and every user is granted a unique ID. Further,
a second stage borrower authentication is done
by finger print scanner that is integrated with
system to provide additional security.
