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Finance > Total Banking

Radiant Total Banking is an innovative integrated solution based on Biometric Smart Card Technology and Banking Software ‘SHG-Bank Linkage’. The main components of SHG-Bank Linkage are Biometric Smart Cards and Smart Card Readers, Banking Software, Information Kiosks and Simputers. Being a bank solution, it is sought to be based Intelligent and Secured Architecture, Highly Robust, Reliable, Real Time Data Acquisition System with Zero Data Loss with very high Security Standards.

Primary objective of Kiosks is easy access to information and to store transactional data of local SHG(s), Farmers and other customers with few other government and private services as Bill Payment, Information about various Government Programs and Schemes pertaining to Health, Nutrition, Agriculture, Market prices etc, and Promotion of Basic education. Smart Card readers were empowered to read and to write data on the Smart Cards. Simputer, a low cost portable alternative to a PC with Smart Card Reader were offered to field workers to record the transactional information. Kiosk and Simputer connectivity was ensured for Reader to be used both in the field as well as in the bank. Here, Smart Cards were proposed to be used for multiple objectives as Unique Identity, Passbook and Farmers Credit Card, etc.

Key benefits

 

  • Increased productivity
  • Reduced operational cost
  • Comprehensive and integrated proven solution for Banking and SHG application.
  • Three level security
  • On line transactions
  • Flexibility to adapt latest technologies
  • User-friendliness
  • Strong audit trail
  • Comprehensive online help
  • Customized reports
  • Smart Card, RFID and Biometric based authentification
  • Three level security
  • Upgradable to VOIP
  • Highly secured crypto memory and processor cards.

 


 
   
Sri Visakha Grameena Bank, AP
   
   
   
 
 
 
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